Our process is designed to fit around your workflow, not force you into ours.
1. Identify the opportunity
You already have the relationship. We help determine where income protection belongs in the broader planning conversation, especially for high-income professionals, business owners, and clients relying heavily on earned income.
2. Coordinate the strategy
Together we review income structure, existing group or individual coverage, career trajectory, business obligations, and the exposure that could undermine the plan.
3. Engage the client
We can join your meeting, run a separate consultation, or stay entirely behind the scenes. The right approach depends on your preference and the client’s situation.
4. Design the solution
We handle carrier fit, policy structure, underwriting navigation, and client education so the process feels informed instead of overwhelming.
5. Implement with clarity
If the client chooses to move forward, we manage the details while keeping you informed and aligned throughout the process.
6. Support the relationship long term
We remain available for policy reviews, coverage adjustments, and new client opportunities as your practice grows.
How advisors use us
- As a specialist extension of the advisory team
- As a co-branded education resource for clients
- As a referral partner for complex or time-sensitive DI cases
- As a behind-the-scenes technical resource for plan design and underwriting
You stay the advisor. We bring the DI specialization.
The objective is simple: help your clients make informed decisions about protecting the income their financial plan depends on.